*McClure Farms: For a 30-year FHA 2-1 buydown mortgage loan on a home with a sales price of $586,150 home, with a 3.5% down payment, a $477,343 loan amount which includes upfront mortgage insurance, 680 FICO score, with a note rate of 5.99% (6.817% APR) the monthly buydown principal and interest payments are as follows: Year 1 – P&I payment of $2,276 calculated at 3.99%; Year 2 – P&I payment of $2,560 calculated at 4.99%; and Year 3-30 – P&I payment of $2,859 calculated at the note rate of 5.99% for the life of the loan. Payment example does not include property taxes, hazard insurance, mortgage insurance of $213.82, or HOA dues. 

**Shelton Square: For a 30-year FHA 2-1 buydown mortgage loan on a home with a sales price of $736,000 home, with a 3.5% down payment, a $722,699 loan amount which includes upfront mortgage insurance, 680 FICO score, with a note rate of 5.99% (6.787% APR) the monthly buydown principal, interest, taxes, and insurance payments are as follows: Year 1 – PITI payment of $4,304.78 calculated at 3.99%; Year 2 – PITI payment of $4,734.21 calculated at 4.99%; and Year 3-30 – PITI payment of $5,187.30 calculated at the note rate of 5.99% for the life of the loan. Payment examples include $323.71 for mortgage insurance, $100 for hazard insurance, and estimated taxes of $435.47.

***Richvale Estates: For a 30-year FHA 2-1 buydown mortgage loan on a home with a sales price of $815,000 home, with a 3.5% down payment, a $803,051 loan amount which includes upfront mortgage insurance, 680 FICO score, with a note rate of 5.99% (6.781% APR) the monthly buydown principal, interest, taxes, and insurance payments are as follows: Year 1 – PITI payment of $4,767.94 calculated at 3.99%; Year 2 – PITI payment of $5,242.16 calculated at 4.99%; and Year 3-30 – PITI payment of $5,744.37 calculated at the note rate of 5.99% for the life of the loan. Payment examples include $358.46 for mortgage insurance, $125 for hazard insurance, and estimated taxes of $468.63. 

****Brush Creek: For a 30-year FHA 2-1 buydown mortgage loan on a home with a sales price of $848,000 home, with a 3.5% down payment, a $832,640 loan amount which includes upfront mortgage insurance, 680 FICO score, with a note rate of 5.99% (6.779% APR) the monthly buydown principal, interest, taxes, and insurance payments are as follows: Year 1 – PITI payment of $4,955.50 calculated at 3.99%; Year 2 – PITI payment of $5,450.27 calculated at 4.99%; and Year 3-30 – PITI payment of $5,972.32 calculated at the note rate of 5.99% for the life of the loan. Payment examples include $372.97 for mortgage insurance, $125 for hazard insurance, and estimated taxes of $487.60.

The payment examples do not include any HOA dues. Brightland Homes locked in, through Brightland Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the funds are depleted or promotion expires. The interest rate offered applies only to homes from Brightland Homes, financed through Brightland Mortgage for a borrower’s principal residence. Applicable for purchase contracts signed 7/2/2025, or later, and must close by 8/31/2025. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. Rate is subject to agency loan level pricing adjustments for FICO score and loan to value. Participating in the lock program is not a commitment to lend. The lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Brightland Homes. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Brightland Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. The 2-1 buydown option is not available for all loan programs or all loan amounts. Example terms available as of 7/2/2025. ©2025 Brightland Mortgage Services, Ltd. NMLS# 305339. www.BrightlandMortgage.com. info@BrightlandMortgage.com.

©2025 Brightland Homes All rights reserved. Offer valid only on new home contracts that are written between 07/01/25 to 07/31/25 in the Nashville market. Offers and special savings vary by series and by community and are only available through the use of the Builder’s trusted lender. See Sales Associate for complete offer details. Offers may not be redeemed for cash or equivalent and may not be combined with other promotions or discounts. Offers valid for new contracts only and do not apply to transfers, cancellations or re-writes. No credit will be given for the unused portion of the option allowance. To qualify for Broker compensation, Broker/Agent must accompany the prospect and register on the first visit or have called ahead to schedule an appointment. The Agent’s commission cannot be used to reduce the purchase price of the home. Prices, promotions, incentives, floor plans, elevations, dimensions, specifications, materials and availability of homes are subject to change without notice or obligation. Brightland Homes reserves the right to modify/cancel the promotion at any time. Deposit restrictions and closing guidelines apply.